Mkopo Pap (Swahili and Kenyan slang for instant loan) is an android mobile application developed to give small loans to individuals and small businesses that do not have a credit history.
In addition to loans, members are able to access goods and services from third parties/merchants on credit through our mobile virtual credit card, finance micro insurance premiums on credit and access emergency airtime top ups on credit.
You do not need to have collateral assets, a bank account, guarantors, or a salaried job to raise a loan.
You get instant loans within minutes and are able to pay for goods and services on credit and get emergency airtime top ups.
You do not have to save to get a loan as it is the practice in banks, microfinance institutions and Sacco’s